Optima Secure Brochure PDF is a very useful PDF if you are searching for good health insurance.
In today’s world, the necessity of having health insurance has become unparalleled. Various health insurances are available in India, but compact health insurance can save you and your family in crucial times. The insurance companies share their perspective brochure to provide complete details about the particular insurance.
Optima Secure Brochure PDF Free Download
Details of the PDF
| PDF Name | Optima Secure Brochure PDF |
| Size | 01 MB |
| Number of Pages | 20 |
| Language | English |
| Credit | www.hdfcergo.com |
| Categories | Health & Fitness, General |
About the PDF
HDFC Ergo offers the beneficial health insurance scheme Optima Secure. Let’s discuss the key points of this health insurance.
| Name of the plan | Optima Secure |
| Base Sum Insured (in Lakhs) | 5/10/15/20/25/50/100/200 |
| Room Rent | At Actuals |
| Hospitalization Expenses | Up to the Sum Insured |
| AYUSH Treatment | Up to the Sum Insured |
| Home Healthcare | Up to the Sum Insured |
| Organ Donor Expenses | Up to the Sum Insured |
| Pre-Hospitalisation (60 days) | Up to the Sum Insured |
| Post-Hospitalisation (180 days) | Up to the Sum Insured |
| Secure Benefit | 100% of the Base Sum Insured |
| Protect Benefit | Up to the Sum Insured |
| Plus Benefit | Irrespective of claim status, an increase of 50% of the Base Sum Insured in a policy year, a maximum of up to 100% |
| Restore Benefit | Up to 100% of Base Sum Insured for any illness any insured person |
| Emergency Ambulance | Road: Up to Sum Insured and Air: Up to 500,000 |
| Daily Cash for Choosing Shared Accommodation | 800 per day (max up to 4,800) |
| E-Opinion for Critical Illness | Once per insured person (for 51 defined major illnesses) |
Besides, you will get many other benefits, such as
- Tax benefits under 80D of the income tax regime
- Cashless treatment
- No geographical barrier that means you can get treatment in any of the cities of India
- No claim bonus
- Quick claim payment
- Excellent customer service
- Add on cover for critical illness
- Various types of discounts include loyalty, family, and long-term discounts.
- Preventive health checkup
With all these, you have to keep in mind about the waiting periods. 30 days initial waiting period. 24-month waiting period on specific illnesses & surgical procedures. 36-month waiting period on pre-existing diseases.
For details, go through the Optima Secure Brochure PDF below. To safeguard you and your family from unforeseen medical expenses, you should purchase a good health insurance plan like Optimum Secure.
Download Optima Secure Brochure PDF
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